Myopic Savings Behaviour of Future Polish Pensioners

Low saving rates combined with low effective retirement age herald old-age poverty.This paper examines the preferred strategies of future Polish pensioners in order to sustain the standard of living in the future.A two-step approach is used: as a first-best strategy, we explore determinants of supplementary saving with binary logistic models; as a

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An Approach to the Identification and Prediction of Phishing Websites Using Classification Algorithms Based on Web Pages Characteristics

Today, the most important risk and challenge addressed in e-commerce and e-banking is the risk of online fraud and phishing attacks.Phishing attacks have been one of widely used tools for attackers to steal passwords and electronic codes of users in e-exchanges in cyberspace.In this type of fraud, fraudulent or phisher sends emails with various cla

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